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Most auto insurance policies are still sold on an annual basis. As during a 12 month period the needs of drivers may change, short term insurance can now be secured potentially providing a better value and more flexible solution.

Short term auto insurance is usually referred to as policies ranging from 1 to 28 days. However, there are now a number of insurance providers who offer flexible cover for between one to six months.

There are even now extremely flexible policies available for longer than one month. This gives the option to switch cover on and off for times when they know it will not be required.

One can think of several reasons where drivers may take out a 1 day car cover policy. One of the most popular is making sure you are insured when using a friends auto. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could be a good option for careful drivers.

Another reason temp insurance is taken out is to provide cover for an additional driver so driving can be shared on a longer journey.

Covering a visitor from overseas is a popular reason for taking short term insurance cover. As is requiring short term car insurance when buying a new automobile and needing to take it home. Taking a test drive and needing insurance for a day can be another eventuality.

Several of us who drive a van, won’t actually own it. This can be where 1 day car insurance cover is helpful, when you’re borrowing a van for a range of scenarios.

For bikers that are planning a summer road trip, temporary car insurance could be useful. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.